Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.
ย
Have a ton of questions? We’re ready for that (it goes hand-in-hand with saving you a pile of cash).
Higher rate may paint you into a corner. Here’s help to find a way out
Here at Hamara Mortgage services, we treat it โlike oursโ. We are experienced finance professionals who think outside of the box to guide you through the mortgage/ finance credit solutions that help you achieve your individual short and long-term goals. We aim to help you today with futuristic solutions for the long term. Financial situations change over time for all of us. We would like to assure you that we will help you find the best solution every time with your mortgage. We can help you buy your first property and then built towards having a property portfolio to build future wealth. A financial check up for your mortgage is always recommended to ensure we are getting the best deal from the ones available out there.
To help You find the best mortgage/finance credit solution appropriately suited to your need and in your best interest today and future
To be recognized by You as the industry leader and to maintain healthy relationships with all of our clients throughout their lifetime.ย
You come first! We donโt work for the realtors, we donโt work for the lenders.
Rest assured that, with an uncompromising belief in our principals, code of ethics and services, youโre in good hands with us.
Your privacy and protection are important to us, so we will handle all sensitive information confidentially and in a secure manner.
Your satisfaction is our priority. Youโll receive realistic expectations and thorough details throughout our interactions.
Quis dapibus volutpat condi
Quis dapibus volutpat condi
Quis dapibus volutpat condi
At Hamara Mortgage Services, you will always be respected and treated with integrity. Getting a mortgage can be complicated and confusing, not to mention intimidating, and we are glad to be your guide throughout the process. Besides finding you the right mortgage, weโll also provide you with thorough information and offer resources to help you make the right decision at each critical point. Even if you donโt know what you need, weโll help you figure it out. Weโre your mortgage helper and weโll assist you in finding the best solution, every time.
Kavit Sharma2023-12-15Harprit was very helpful when purchasing our first property! The whole loan process was seamless and settlement through really smoothly with no issues. During the whole process communication and reaching out was always prompt when we had queries to be addressed. Harprit exceeded our expectations guiding us through curly situations and we were very assured and stress-free with Harprit looking after us. We are very grateful for Hamara Mortgage for helping us. Highly recommended Hamara Mortgage Services!
Amar Cheema2023-12-12Highly recommended for any type of loan application, very helpful and professional.
Vignesh reddy2023-08-11We are really Happy and excited to move in to First Home in Australia with the help of Hamara Mortgage Services quick and easy to get the Approval with in short time and helping in all the way as we are very new to this process. Thank you Loving Family
Don't miss out on the celebration of the year! ๐โจ Hamara Finance is ecstatic to be a Gold Sponsor of the Teeyan 2024 event! ๐ We're thrilled to announce that the sensational Miss Pooja will be rocking Brisbane with her electrifying performance for this grand celebration! Teeyan is a festival that radiates happiness, prosperity, and well-being. It is a sacred and cherished time for Indian women when newly married and young unmarried women gather to celebrate the onset of the rainy season. This year, we're taking it up a notch with Miss Pooja performing live in Brisbane, making this an event you won't want to miss. So, ladies, get ready to let your hair down and immerse yourself in an evening that promises to be mind-blowing! ๐ถ๐ Don't miss out on the celebration of the year! ๐โจ ๐ Buy Tickets Here https://myticks.com.au/events/teeyan-2024/ #Teeyan2024 #MissPoojaLive #BrisbaneEvents #IndianFestival #WomenEmpowerment #CulturalCelebration #RainySeasonFestivities #IndianTraditions #GrandEvent #LadiesNightOut #HamaraFinance Miss Pooja Jazz Productions - Aaja Nach Lae - เจ เจเจพ เจจเฉฑเจ เจฒเฉ
What Interest Rate Am I Eligible For, And What Is The Maximum Amount I Can Borrow? ๐ธ๐ The interest rates a lender offers you and the maximum amount you can borrow are influenced by similar factors. Interest rates depend on the official cash rate set by the RBA and each lenderโs own rates and lending policies. A stronger home loan application, determined by your deposit amount, Loan-to-Value Ratio (LVR), credit rating, and other factors, can result in better rates. ๐๐ The amount you can borrow is also affected by the RBAโs decisions and your serviceability, which is your ability to repay the loan. Higher interest rates mean higher repayments, reducing the amount you can borrow. Lenders will also consider your credit history, income, expenses, and other financial commitments when determining your serviceability. ๐ณ๐ #HamaraFinance #MortgageTips #HomeLoans #InterestRates #BorrowingPower #MortgageTips #RBA #CreditScore #LoanToValueRatio #FinancialPlanning #HomeBuying #MortgageAdvice
7 Essential Tips for First Home Buyers 1. Verify your eligibility for a home loan. 2. Calculate all costs associated with the property and loan. 3. Evaluate the neighborhood thoroughly before committing. 4. Aim for the highest deposit possible. 5. Organize your financials and clear debts. 6. Consider more than just the lowest interest rate. 7. Consult a mortgage broker for expert advice. Contact us for more insights on the home buying process. #FirstHomeBuyers #HomeLoans #InvestmentLoans #CarFinance #DebtConsolidation #Refinance #Equity #Investing #Property #PropertyFinance #MortgageBroker #MortgageBrokerBrisbane #MortgageBrokerGoldCoast #MortgageBrokerQueensland #MortgageBrokerAustralia
Can I lock in my mortgage interest rate between now and settlement? Yes, you can! ๐ ๐ Your lender will lock in your interest rate for up to 2 months from the date your home loan is approved. This means that even if mortgage rates go up before your loan has settled, your rate won't change. Many lenders offering a 'Rate Lock' will also lower your rate if interest rates decrease, giving you the best of both worlds. Just check if your lender offers this for free, as some charge a Rate Lock fee. #MortgageTips #HomeLoan #RateLock #HomeBuying #RealEstate #PropertyInvestment #FinancialPlanning #MortgageRates #HomeBuyers #SecureYourFuture
Lenders have been updating their serviceability calculator based on: - Taxation rates and income tiers in line with the stage 3 tax cuts - Medicare income threshold - HECS- HELP repayment threshold and apply rates If your serviceability was tight before, it's time to revisit with your broker to determine your updated borrowing capacity! ๐ค Don't know your borrowing capacity? DM me and let's find out! I want to get you market-ready so you don't miss out! ๐ช๐ผ #RealEstate #Australia #HomeLoan #Finance #PropertyMarket #Serviceability #BorrowingCapacity #BrokerAdvice #hamarafinance
Discover the value of a security substitution in Australia, allowing you to transfer your loan from one property to another without closing itโa strategy I've extensively discussed for maximizing savings and efficiency. ๐ ๐ผ #HamaraFinance #MortgageTips #SecuritySubstitution #HomeLoanStrategy #FinancialPlanning #PropertyInvestment #SmartFinance #MortgageTips #RealEstateAustralia #LoanTransfer #SaveMoney
๐ Understanding Superannuation Beneficiaries: Key Considerations Here are important points to consider when nominating your super beneficiary: ๐ธEligible Dependents: Super fund trustees can pay your super death benefit to eligible dependants or your legal personal representative (LPR). ๐ธSpouse: Includes legally married or de facto spouses, even if estranged. ๐ธChild: Includes adopted or step-children, potentially even after the relationship with the natural parent ends. ๐ธFinancial Dependent: Someone reliant on you for financial support before your passing. ๐ธInterdependency Relationship: Two people living together with a close personal relationship and mutual support. ๐ธNon-Dependents: Parents, siblings, or friends not financially dependent or in an interdependency relationship. ๐ธLegal Personal Representative (LPR): Responsible for executing your Will or managing your estate if you pass away without a Will. โโโโโโ General Advice Disclaimer: the information contained in this post is general in nature and does not take into account your personal situation, needs or objectives. Please seek professional financial advice before making any decisions. ๐ #Superannuation #Beneficiaries #FinancialPlanning #EstatePlanning #LegalAdvice #SuperFund #PersonalFinance #Dependants #Interdependency #SuperBeneficiary #LPR
Selling an Investment Property? Here's How Super Can Help Offset Capital Gains Tax Selling an investment property can be a significant financial decision. While you might enjoy a nice profit, you'll likely face capital gains tax (CGT) on the sale. But a strategic way to potentially minimize that tax burden is to contribute the sale proceeds to your superannuation fund. Here's how it works: ๐ธYou sell your investment property and make a capital gain (sale price minus purchase price). ๐ธThe "6-year rule" for exemption from CGT on investment properties doesn't apply in this scenario, meaning you'll typically owe tax on the gain. ๐ธInstead of paying capital gains tax to the Australian Taxation Office (ATO), you can contribute all or part of the sale proceeds to your concessional super contributions. ๐ธThese contributions are capped annually, but they offer a distinct advantage: they're taxed lower within your super fund than your marginal tax rate. ๐ธEssentially, you're "swapping" capital gains tax for potentially lower taxes within your super. Important Note: This strategy is most effective when you have contribution space available in your super fund. There are also eligibility requirements and contribution limits to consider. Thinking of selling an investment property? Speak with a financial advisor to explore if utilizing super contributions to offset capital gains tax might suit your situation. #hamarafinance #Hamarafinanceservices
How Can an Offset Account Help Reduce Your Loan? ๐ ๐ธ What is a mortgage offset account? A mortgage offset account is a daily transaction linked to your home loan. While you can use it for regular transactions, including receiving your wage or salary, it differs from a typical account because it helps reduce the interest on your home loan, enabling you to pay off your mortgage sooner. How does an offset account work? The balance in your offset account is deducted from your home loan balance when calculating monthly interest. This means the interest on your mortgage repayments is lower, allowing more of your payment to reduce the principal of your home loan. Benefits of an Offset Account: ๐ธReduce Interest: Lower your mortgage interest by offsetting your loan balance. ๐ธPay Off Sooner: Accelerate your mortgage repayment by dedicating more funds to the principal. ๐ธFlexibility: Use it like a regular transaction account for daily needs. ๐ธMaximize Savings: Deposit your income directly to maximize the offset benefits. ๐ธExplore how an offset account can help you achieve your financial goals faster! ๐ก๐ฐ #HamaraFinance #MortgageTips #OffsetAccount #HomeLoan #ReduceDebt #FinancialSavvy #InterestSavings #HomeOwnership #MortgageRepayment #FinancialFreedom #LoanReduction
Mortgage brokers often work closely with lenders, so they may have access to insider knowledge, deals and rates the average home buyer doesn't. Mortgage brokers also often have strong negotiating power and may help you get a lower interest rate on your mortgage because the banks want their business. Hi, I'm Harprit, your go-to Mortgage Broker, here to simplify the mortgage maze for you. My team and I are committed to guiding you through homeownership, asset finance, and commercial finance with ease. Whether you're a first-time buyer, new migrant, or a growing family, we're here to support you every step of the way! ๐ก Want the latest property trends, insider tips, and exclusive deals? Slide into our DMs for a chat. Letโs turn your homeownership dreams into reality! ๐ #HomeOwnership #MortgageExpert #FinanceWhiz #FirstHome #NewJourney #PropertyGurus #DreamHome #SmartInvestments #RealEstateReady #FollowForUpdates
Unlock Your Business Potential with a Commercial Loan A commercial loan is designed to help you invest in commercial property, fund business operations, or buy business equipment. Typically secured against commercial property, itโs an ideal option for those looking to purchase business premises or build a commercial property portfolio. ๐ข๐ผ Whether youโre expanding your business or investing in new opportunities, we are here to support your financial growth. ๐๐ฆ #CommercialLoan #BusinessGrowth #InvestmentOpportunity #CommercialProperty #BusinessExpansion #LibertyLoans #FinanceYourFuture #BusinessFunding #PropertyPortfolio #SmartInvesting #hamarafinanceservices
๐ฟ Understanding Green Car Loans: Benefits and Eligibility ๐ Explore the advantages of green car loans for electric, hybrid, and fuel-efficient vehicles with these key points: Specialized Financing: Green car loans are tailored for environmentally friendly vehicles. Eligibility Criteria: Limited to low-emissions, battery electric, hybrid, and plug-in hybrid vehicles. Interest Rate Incentives: Often offer lower interest rates to promote eco-friendly purchases. Consider a green car to potentially secure better financing terms. Compare options to find the best fit for your financial and environmental goals. ๐๐ก To get the best-customized car loan, call now! โ๏ธ๐ #HamaraFinance #GreenCarLoans #ElectricVehicles #HybridCars #FuelEfficient #EnvironmentalImpact #CarFinance #LowEmissions #InterestRates #SustainableLiving #FinancialTips
Stage 3 Tax Cuts: How Will They Affect Your Borrowing Capacity? Starting 1 July, the government is implementing stage 3 tax cuts. ๐๐๏ธ How will this impact your borrowing capacity? Middle-income earners will benefit the most, with an expected 10% increase in capacity. ๐ช๐ฐ Higher earners will see even more significant improvements on a dollar basis. Home loan interest rates are also predicted to drop in the second half of the year, making it easier for existing borrowers and those looking to purchase new properties. ๐ก๐ Currently, borrowing capacities are low due to high assessment rates mandated by APRA and increased living expenses. ๐๐ฆ Banks are urging APRA to reduce the 3% pa mandated buffer, which may be adjusted if the property market cools. Overall, borrowing should become easier in the latter half of the year, providing a more favorable environment for buyers. ๐๐ #HamaraFinance #TaxCuts #BorrowingCapacity #HomeLoans #InterestRates #APRA #PropertyMarket #MiddleIncome #FinanceTips #HousingAffordability #EconomicTrends
๐ June 2024 RBA Meeting Update ๐ Economists from Australia's major banks believe the Reserve Bank of Australia (RBA) is unlikely to change the cash rate at its June 2024 meeting. However, various economic pressures may delay the anticipated cash rate cuts until 2025. Most big banks predict the RBA's next move will be an interest rate cut by the end of 2024. Yet, persistent inflation and other factors could push the easing cycle to 2025, prolonging the challenges for mortgage holders. ๐ฆ๐ #HamaraFinance #RBA #InterestRates #EconomicForecast #Inflation #MortgageRates #AustraliaEconomy #CashRate #FinancialUpdate #June2024 #BankingNews
When Will Interest Rates Finally Come Down? Expert Forecasts Explained ๐ Key Points: - ๐ Inflation Slowdown: Inflation is predicted to slow to the RBA's target band by late 2024, unless there are any unexpected upsets. - ๐ฆ RBA Policy: The Reserve Bank of Australia (RBA) will hold the cash rate steady and maintain tight monetary policy until inflation goals are met. - ๐ Mortgage Rates: As a result, mortgage rates will remain high until the inflation target is achieved. - ๐ฆ Rate Unwinding: Once inflation goals are met, the RBA will start reducing the cash rate to stimulate the economy. - ๐ธ Variable Home Loans: Expected to decrease significantly, which will ease monthly mortgage repayments and make servicing a mortgage easier for many Australians. - ๐ RBA Cash Rate Forecasts: - Westpac: Reductions from Jun 2024 to Dec 2025. - NAB: Similar trajectory as Westpac. - CommBank: Aligns with Westpac and NAB's forecasts. - โ ANZ Forecast: ANZ has predicted no rate cuts until 2025. - ๐ Current Rate Trends: Some lenders are already reducing fixed and variable rates, indicating we may have passed the peak. - ๐ Economic Outlook: A recession in 2024 is unlikely, with unemployment levels normalizing after a period of higher employment. ๐ฎ Summary:Interest rates are expected to remain relatively high until late 2024, with potential easing between September and December 2024. #HamaraFinance #HomeLoans #InterestRates #RBA #Inflation #MortgageRates #EconomicForecast #AustraliaHousing #RealEstate #FinancialPlanning #Economy2024
๐ Don't panic! Avoid these common car loan mistakes for a smooth and straightforward process. With careful planning and consideration, you'll be driving your dream car in no time. Here are the top ten mistakes to steer clear of: - Not knowing your credit score - Not calculating your budget - Not shopping around - Making too many loan enquiries - Not going to a car finance broker - Rolling negative equity forward - Not having pre-approval before car shopping - Paying too much attention to interest rates - Sacrificing loan term for monthly payments - Not refinancing Connect with Hamara Finance if you are looking for a Car Loan. ๐๐ฐ #CarLoanTips #AvoidMistakes #FinancialPlanning #CarFinance #CarBuyingTips #HamaraFinance #CarLoanMistakes #SmartCarBuying #FinancialAdvice #DreamCar #CarLoanHelp
๐ Reasons why a small business can find it difficult to obtain finance: - Difficulties in raising finance Security: Banks often require security for a loan, but small companies may lack the necessary assets. - Risk attitude: Banks may be risk-averse to new projects or businesses, resulting in higher interest rates or refusal to lend. - Capital markets: Small businesses may not be large enough to access capital markets for funding. - Owners: Lack of personal wealth in owners can hinder additional finance provision. - Trade credit: Suppliers may hesitate to offer trade credit due to increased credit risk. - Lack of skills: Owners may lack the skills needed to attract various funding types like business angels. - Cash flows: Start-up businesses may struggle to demonstrate sufficient cash flows for repayment. Connect with Hamara Finance if you are looking for a Business Loan. ๐ผ๐ฐ #SmallBusinessFinance #BusinessLoans #FinancialChallenges #SmallBusinessTips #Entrepreneurship #BusinessOwners #FinanceStruggles #FundingDifficulties #HamaraFinance #FinancialSupport
As a first-term home buyer, you might wonder: ๐ค 1. How much can I borrow? 2. How much deposit do I need? These answers depend on your unique situation. We assist first-home buyers early in their journey to navigate these questions. You could potentially borrow up to 95% of the purchase price plus lender mortgage insurance. But, there are government incentives and guarantor loans that might help you avoid this insurance entirely. Curious to learn more? Give us a call! ๐๐ก #FirstHomeBuyer #HomeBuyingTips #MortgageAdvice #HomeLoans #FirstTimeHomeBuyer #PropertyInvestment #RealEstateTips #FirstHome #HouseHunting #FinancialPlanning #NewHomeOwner
Despite a decline in borrowing activity during the March quarter, it's promising to see Queensland leading the mainland states with 29,831 new residential loans. This highlights the region's strong property market and continued investor confidence! ๐กโจ #hamarafinance #hamarafinanceservices #RealEstate #QueenslandProperty #HomeLoans #PropertyMarket #Investment #QLD #Housing #NewLoans #RealEstateNews #PropertyInvestment #MarketTrends
๐๐๐ฎ๐ง๐๐ก ๐๐จ๐ฎ๐ซ ๐๐ซ๐๐๐ฆ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐๐๐ฆ๐๐ซ๐ ๐ ๐ข๐ง๐๐ง๐๐! Calling all aspiring entrepreneurs! At ๐๐๐ฆ๐๐ซ๐ ๐ ๐ข๐ง๐๐ง๐๐, we believe in the power of your ideas. That's why we offer tailored business loans specifically designed to help startups like yours take flight. ๐๐๐ญ ๐ญ๐ก๐ ๐ฌ๐ญ๐ซ๐จ๐ง๐ ๐ฌ๐ญ๐๐ซ๐ญ ๐ฒ๐จ๐ฎ ๐๐๐ฌ๐๐ซ๐ฏ๐: โ Flexible financing options โ Fast and easy application process โ Support for small businesses in their early stages ๐๐๐๐๐ฒ ๐ญ๐จ ๐ญ๐ฎ๐ซ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฏ๐ข๐ฌ๐ข๐จ๐ง ๐ข๐ง๐ญ๐จ ๐ซ๐๐๐ฅ๐ข๐ญ๐ฒ? Visit our website and learn more about how Hamara Finance can help you soar! โก๏ธ ๐ฐ๐ฐ๐ฐ.๐ก๐๐ฆ๐๐ซ๐.๐๐ฎ #HamaraFinance #StartupLoans #BusinessLoans #Entrepreneur #SupportSmallBusiness
๐ข Breaking News: RBA Keeps Cash Rate Steady at 4.35% ๐ข The Australian Reserve Bank has announced that the cash rate will remain unchanged at 4.35%. This decision highlights a steady approach in navigating current economic conditions. ๐ฆ What does this mean for you? ๐ Homeowners: Consider reviewing your mortgage terms to ensure you're getting the best deal in a steady-rate environment. ๐ Car Buyers: Stable rates can create opportunities for favorable financing on your next vehicle purchase. ๐ข Business Owners: Now is the time to explore financing options to fuel your business growth. Hamara Finance Services is here to help you navigate the financial landscape in light of this announcement. Whether you're planning to refinance, buy a new property, or fund your next big project, we've got the expertise to guide you. ๐ Contact us today to understand how the steady cash rate can impact your financial goals and the best strategies to leverage the current market. #RBACashRate #FinancialNews #HamaraFinanceServices #HomeLoans #CarLoans #BusinessLoans #StayInformed
๐ ๐๐ผ๐ป'๐ ๐น๐ฒ๐ ๐๐ผ๐๐ฟ ๐ฑ๐ฟ๐ฒ๐ฎ๐บ ๐ฐ๐ฎ๐ฟ ๐๐๐ฎ๐ ๐ท๐๐๐ ๐ฎ ๐ฑ๐ฟ๐ฒ๐ฎ๐บ! ๐ Tired of longing for that perfect ride? It's time to turn those dreams into reality with the perfect car loan from ๐๐ฎ๐บ๐ฎ๐ฟ๐ฎ ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ฆ๐ฒ๐ฟ๐๐ถ๐ฐ๐ฒ๐! ๐ Our team specializes in finding the best rates tailored to your car needs, ensuring you drive away in your ideal vehicle without compromising. Why settle for less when you can have the perfect car loan? Contact Harprit Kaur, CPA Lending Specialist today at ๐๐๐๐ ๐๐๐๐๐๐ and take the first step towards owning your dream car! ๐ #CarLoan #DreamCar #Financing
๐ ๐พ๐๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐?โ Don't worry, we've got you covered! At ๐๐ฎ๐บ๐ฎ๐ฟ๐ฎ ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ฆ๐ฒ๐ฟ๐๐ถ๐ฐ๐ฒ๐, we understand that your financial well-being is our top priority. ๐ผ Let's simplify your finances together! โจ ๐๐ผ๐ป๐๐ผ๐น๐ถ๐ฑ๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐ฑ๐ฒ๐ฏ๐ ๐ถ๐ป๐๐ผ ๐ผ๐ป๐ฒ ๐บ๐ฎ๐ป๐ฎ๐ด๐ฒ๐ฎ๐ฏ๐น๐ฒ ๐ฎ๐ป๐ฑ ๐ฎ๐ณ๐ณ๐ผ๐ฟ๐ฑ๐ฎ๐ฏ๐น๐ฒ ๐ฝ๐ฎ๐๐บ๐ฒ๐ป๐ ๐๐ถ๐๐ต ๐๐. Our expert lending specialist, ๐๐ฎ๐ฟ๐ฝ๐ฟ๐ถ๐ ๐๐ฎ๐๐ฟ, ๐๐ฃ๐, is here to guide you every step of the way. ๐ Call now at ๐๐๐๐๐๐๐๐๐๐ or visit ๐๐๐๐.๐๐๐๐๐๐.๐๐ To schedule your loan appointment and take control of your debt today! ๐ Your prosperity is our priority.๐ #DebtConsolidation #FinancialFreedom #HamaraFinanceServices
๐ ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ถ๐ ๐ฒ๐ฑ ๐๐ผ๐ฎ๐ป ๐ง๐ฒ๐ฟ๐บ ๐๐ผ๐บ๐ถ๐ป๐ด ๐๐ผ ๐ฎ๐ป ๐๐ป๐ฑ? ๐ Don't miss out on a chance to secure a better deal! At Hamara Finance Services, we partner with over 65 lenders to ensure you find the most competitive rates and terms that suit your financial needs. ๐ Why Choose Hamara Finance Services? ๐ Access to 65+ trusted lenders ๐ Customized loan comparisons to find you the best deal ๐ค Personalized service tailored to your specific financial situation ๐ Benefits of Reassessing Your Loan with Us: - Potentially lower your interest rates - Adjust your loan term to match your current financial goals - Explore new features and flexibility not offered in your previous loan Act Now: Don't settle for less when your fixed loan term ends. Let Hamara Finance Services guide you through your options and help you make a decision that could save you money and enhance your financial flexibility. ๐ Contact us today or visit our website to start exploring your options. Letโs secure your financial future together! www.hamara.au #HamaraFinanceServices #FixedLoanEnding #Refinance #BetterDeals #FinancialServices #HomeLoans #CarLoans #CommercialLoans
๐ ๐๐'๐ซ๐ ๐๐๐ฅ๐๐๐ซ๐๐ญ๐ข๐ง๐ ๐-๐๐ญ๐๐ซ ๐๐ฑ๐๐๐ฅ๐ฅ๐๐ง๐๐! ๐ We are thrilled to share some fantastic feedback from one of our valued clients at Hamara Finance Services! Thanks to your support, we've received a glowing 5-star rating for our dedication to providing top-notch financial services. This testimonial is a testament to our commitment to excellence and our passion for helping our clients achieve their dreams. Whether you're exploring home loans, car loans, or commercial financing, we're here to provide you with the best possible service. ๐ Thank You for trusting us with your financial needs. Your satisfaction is what motivates us every day! ๐ฌ Tell Us Your Story: Have you had a great experience with Hamara Finance Services? We'd love to hear from you! Share your story in the comments or leave us a review. ๐ Discover Why We're Rated 5 Stars: Visit us today and see how we can help you with your financial journey. Your dream, our mission. #HamaraFinanceServices #ClientFeedback #5StarService #FinancialExcellence #ClientSatisfaction #ThankYou
๐๐๐ฏ๐๐ซ๐๐ ๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐๐๐ ๐๐จ๐ซ ๐ ๐ซ๐จ๐ฐ๐ญ๐ก: ๐๐ง๐ฏ๐๐ฌ๐ญ ๐ฌ๐ฆ๐๐ซ๐ญ๐๐ซ ๐ฐ๐ข๐ญ๐ก ๐๐๐๐ ๐๐จ๐๐ง๐ฌ! ๐๐ก๐ข๐ง๐ค๐ข๐ง๐ ๐๐๐จ๐ฎ๐ญ ๐ฎ๐ฌ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐๐๐ ๐ญ๐จ ๐ข๐ง๐ฏ๐๐ฌ๐ญ ๐ข๐ง ๐ฉ๐ซ๐จ๐ฉ๐๐ซ๐ญ๐ฒ ? An SMSF loan can help you unlock greater potential! Here's a quick breakdown: 1. ๐ท๐๐๐ ๐๐๐๐ ๐ด๐๐๐: Establish your SMSF with a clear investment strategy in mind. 2. ๐บ๐๐๐๐๐ ๐ญ๐๐๐๐๐๐๐๐: Partner with an SMSF loan specialist to find the right loan for your needs. 3. ๐ฎ๐๐๐ ๐๐๐๐ ๐ท๐๐๐๐๐๐๐๐: Use the loan to invest in approved assets like property or shares. 4. ๐น๐๐๐๐ ๐บ๐๐๐๐๐๐๐๐๐๐๐๐: Align your loan repayments with your investment returns for a smooth journey. โป๏ธ ๐น๐๐๐ ๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐? ๐๐๐ซ๐ฉ๐ซ๐ข๐ญ ๐๐๐ฎ๐ซ, ๐๐๐ง๐๐ข๐ง๐ ๐๐ฉ๐๐๐ข๐๐ฅ๐ข๐ฌ๐ญ & ๐๐๐ can guide you through the process. Visit our website for more info: www.hamara.au #SMSF #Investment #FinancialPlanning #Superannuation
Super raid for home deposit could stoke house prices; Philip Lowe's first gig since leaving RBA - Something worth reading.
Unlocking the door to your first home just got easier with Hamara Finance Services. Our tailored solutions empower first home buyers to take the leap with just a 5% deposit*. Say goodbye to the burden of Lenders Mortgage Insurance and hello to over 65 lenders competing to offer you the best option. Our team is dedicated to structuring and planning your loan around your unique circumstances, ensuring a fast approval timeline. At Hamara Finance Services, we make your dream of homeownership a reality, one step at a time. Your future home awaits, let's make it happen together. #HamaraFinanceServices #RenegotiateWithConfidence #FinancialFreedom #Empowerment #hamarafinance #localbusiness #YourProsperityOurPriority #FinanceSolutions #DreamHomeGoals #developmentfinance #YourSuccessOurMission #hamaraloans #FinancialGuidance
๐ก๐ผ ๐๐๐ฏ๐ข๐ ๐๐ญ๐ข๐ง๐ ๐๐ญ๐๐ฆ๐ฉ ๐๐ฎ๐ญ๐ฒ ๐ข๐ง ๐๐ฎ๐๐๐ง๐ฌ๐ฅ๐๐ง๐ ๐๐ฎ๐ฌ๐ญ ๐๐จ๐ญ ๐๐๐ฌ๐ข๐๐ซ! - ๐๐ฌ๐ ๐จ๐ฎ๐ซ ๐๐๐ฅ๐๐ฎ๐ฅ๐๐ญ๐จ๐ซ ๐ผ๐ก ๐๐๐ค๐ ๐ญ๐ก๐ ๐ ๐ข๐ซ๐ฌ๐ญ ๐๐ญ๐๐ฉ: Visit our website https://hamara.au/stamp-duty/, and start planning your property purchase with confidence today! Buying a home or commercial property in Queensland? Don't let the complexities of stamp duty slow you down! ๐ Hamara Finance Services is excited to introduce our latest online tool - the Stamp Duty Calculator. Whether you're in Brisbane, Gold Coast, Cairns, or anywhere in between, our calculator simplifies your financial planning by providing accurate, instant calculations of the stamp duty costs for your property purchase in Queensland. ๐ ๐ ๐๐๐ญ๐ฎ๐ซ๐๐ฌ ๐๐ง๐๐ฅ๐ฎ๐๐: ๐ Accurate calculations tailored to different Queensland regions ๐ Special considerations for first-time homebuyers ๐ Updates with the latest tax laws and exemptions ๐ Tips on how to save on stamp duty costs ๐๐ก๐ฒ ๐๐ฌ๐ ๐๐ฎ๐ซ ๐๐ญ๐๐ฆ๐ฉ ๐๐ฎ๐ญ๐ฒ ๐๐๐ฅ๐๐ฎ๐ฅ๐๐ญ๐จ๐ซ? Save time, plan better, and understand exactly what your financial commitments will be. Our tool is designed to help you budget effectively, making your dream property a reality sooner. ๐ฉโ๐ผ๐จโ๐ผ For personalized advice and assistance with your property financing needs, our Hamara Finance Services team is just a message away. Reach out to us! Have questions or need guidance? Drop us a message or comment below. We're here to make your property buying journey as seamless as possible. #HamaraFinanceServices #StampDutyCalculator #QueenslandProperties #FinancialTools #PropertyBuying #RealEstateAustralia
๐ฉบ ๐จ๐๐๐๐๐๐๐๐ ๐๐๐ ๐ต๐๐๐๐๐! ๐ก ๐๐๐๐ ๐ ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐ ๐๐๐๐๐! Ready to transition from renting to owning? We have exciting news just for you! Unlock your dream home with an incredible โ98% ๐๐ธ๐ช๐ท-๐ฝ๐ธ-๐ฅ๐ช๐ต๐พ๐ฎ ๐ก๐ช๐ฝ๐ฒ๐ธ (๐๐ฅ๐ก)! As a dedicated medical professional, you deserve the chance to reduce the upfront costs of homeownership. โ๐๐ฎ๐ป๐ฎ'๐ผ ๐ฑ๐ธ๐ ๐ฒ๐ฝ ๐๐ธ๐ป๐ด๐ผ:โ โโ๏ธโBe a medical/emergency service provider (like a nurse!) โโ๏ธโHave a genuine desire to become a homeowner โโ๏ธโLet us guide you through securing a fantastic 98% LVR home loan ๐๐ฎ๐ท๐ฎ๐ฏ๐ฒ๐ฝ๐ผ ๐ธ๐ฏ ๐๐ธ๐ถ๐ฎ๐ธ๐๐ท๐ฎ๐ป๐ผ๐ฑ๐ฒ๐น: โ Build equity and wealth over time โ Greater financial security and stability โ Invest in your future and create a lasting legacy โโโ Ready to take the next step? Contact ๐๐ฎ๐ฟ๐ฝ๐ฟ๐ถ๐ ๐๐ฎ๐๐ฟ, Lending Specialist, directly at โ๏ธ๐๐๐๐ ๐๐๐ ๐๐๐ for a chat! Explore your options on our website: hamara.au Don't miss out on this amazing opportunity! Your dream of homeownership awaits. #nurses #medicalprofessionals #homeownership #dreamhome #LVR #hamara
๐ Don't just renew, renegotiate! ๐ At Hamara Finance Services, we believe in empowering you to take control of your financial future. Why settle for the status quo when you can explore better options? Let's work together to find the perfect financial solution tailored to your needs. Your dreams deserve a chance to flourish - let's make it happen! ๐ผ๐ #Empowerment #FinancialFreedom #RenegotiateWithConfidence #HamaraFinanceServices ๐๐
Another Good Read: Why Borrowing Money From Friends Can Backfire Research shows how borrowed money can be accompanied by judgment.
๐ฝ๐๐๐๐๐๐๐๐ & ๐ฝ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐ $๐,๐๐๐ ๐ฎ๐๐๐ ๐ญ๐๐๐! ๐ธโจ Ready to refinance your home loan? Now's the perfect time to make your move! ๐ช๐ฒ'๐น๐น ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐: Slash your interest rate and save big on monthly payments. Free up cash for other financial goals with a cash-out refinance. Find the perfect solution tailored to your unique needs. Plus, enjoy up to $3,000 cash back to assist with closing costs!** ๐ฐ Proud member of the Greater Springfield Chamber of Commerce. Contact Harprit Kaur, Lending Specialist & CPA today! Let's kickstart your refinancing journey. โ๏ธ ๐๐๐๐๐๐๐๐๐๐ P.S. Don't forget to share this with friends and family who might be interested! โก๏ธ #Refinance #Mortgage #CashBack #Springfield #InterestRate #FinancialGoals
Are you dreaming of owning your own home or expanding your business? Look no further! At Hamara Finance Services, we make your dreams a reality with our pre-approval process. Our team of experts will guide you through every step, ensuring a smooth and hassle-free experience. Contact us today to start your journey towards financial empowerment. Our personalized approach and innovative solutions will help you secure the pre-approval you need to take the next big step in your life. Trust us to prioritize your prosperity and provide you with reliable, community-centric support. Your success is our success! Contact us now and let's make your dreams come true together. #FinancialGuidance #YourSuccessOurMission #carfinance #localbusiness #FinanceSolutions #CommercialLoans #DreamHomeGoals #hamarafinance #hamaraloans #developmentfinance #YourProsperityOurPriority #hamarafinanceservices #brisbane #HamaraFinance
๐ก๐ฐ Exciting News Alert! ๐ก๐ฐ Hey, amazing community! Have you heard about our latest Mortgage Scramble ? Try to guess some important elements of Loan approval journey here. ๐ Whether you're a first-time buyer or looking to refinance, our team at Hamara Finance Service is here to help you secure the best mortgage deal tailored just for you. ๐ ๐ธ Don't miss out on this fantastic opportunity - spread the word, tag your friends, and stay tuned for more updates on our channels! Let's make your dream home a reality, together! ๐๐ #HamaraFinance #MortgageScramble #DreamHomeGoals #hamarafinance #FinancialGuidance #CommercialLoans #localbusiness #FinanceSolutions #carfinance #YourSuccessOurMission
Interest rate rise unlikely after sluggish quarter of GDP growth, Australian economists say!
๐ฆ๐บ ๐๐ง๐ฅ๐จ๐๐ค ๐ฉ๐ซ๐จ๐ฉ๐๐ซ๐ญ๐ฒ ๐จ๐ฐ๐ง๐๐ซ๐ฌ๐ก๐ข๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐ฎ๐ฉ๐๐ซ-๐๐ง๐ง๐ฎ๐๐ญ๐ข๐จ๐ง! ๐ก Ready to dive into property investment? Your superannuation might hold the key to your dream property! With ๐๐ฎ๐ฟ๐ฝ๐ฟ๐ถ๐ ๐๐ฎ๐๐ฟ, ๐ผ๐๐ฟ ๐๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐ฆ๐ฝ๐ฒ๐ฐ๐ถ๐ฎ๐น๐ถ๐๐ ๐๐ฃ๐, explore how your super can help you climb the property ladder. Call Now: โ๏ธ ๐๐๐๐ ๐๐๐ ๐๐๐ or visit ๐ต๐ฎ๐บ๐ฎ๐ฟ๐ฎ.๐ฎ๐ to learn more! #propertyinvestment #superannuation #owningproperty #australia #hamara #cpa #harpritkaur
At Hamara Finance Services, we understand the significance of pre-approval in your financial journey. Obtaining pre-approval for a loan, whether it's for a mortgage, a car, or a commercial venture, is a crucial step that can provide you with a clear picture of your purchasing power. By getting pre-approved, you can shop for properties or vehicles within your budget range, saving you time and effort. This process also showcases to sellers or dealers that you are a serious buyer, potentially giving you an edge in negotiations. Pre-approval not only streamlines your buying process but also gives you peace of mind knowing that you have a lender's commitment to back your financial decisions. It allows you to move forward with confidence, knowing your financial standing and the amount you can borrow. Additionally, pre-approval can help you identify any potential issues with your credit early on, giving you the opportunity to address them before making a purchase. So, let's take the first step towards your goals together - with pre-approval from Hamara Finance Services, your prosperity is our priority. Please call me or text me at 0478 956 267 #FinancialGuidance #FinanceSolutions #hamaraloans #CommercialLoans #YourProsperityOurPriority #hamarafinance #hamarafinanceservices #brisbane #HamaraFinance #YourSuccessOurMission #developmentfinance #NewCar #carfinance #localbusiness
๐โจ What a great experience! ๐ Thank you to Mr Yaju from Indian Communities of Toowoomba and Nepalese Association of Toowoomba for giving me the opportunity to be their Finance & Lending Partner and contribute to the Toowoomba Holi 2024. ๐๐จ Very well organised event with great community vibes. Loved connecting with the vibrant local community and looking forward to helping them in all their finance needs. ๐ผ๐ฐ As we move forward, let's carry the spirit of Holi - the spirit of love, unity, and harmony - in all our endeavors. ๐๐ #ToowoombaHoli2024 #CommunitySpirit #FinancePartner #Holi2024 #Celebration
Are you tired of seeing your rent increase year after year, leaving you uncertain about your future expenses? One solution to consider is buying a home with a fixed mortgage of various durations. Unlike renting, where costs can fluctuate unpredictably, a fixed-rate mortgage offers stability and predictability in your housing expenses. By securing a mortgage, you can lock in your monthly payments for the long term, providing you with financial security and peace of mind. At Hamara Finance Services, we understand the importance of making informed financial decisions that align with your long-term goals. Our team is dedicated to guiding you through the complexities of mortgages with clarity and confidence. We offer personalized and innovative financial solutions to help you achieve your dream of homeownership. By choosing a fixed-rate mortgage, you are taking a proactive step towards building equity and securing your financial future. Let us help you turn your aspirations into achievements โ because at Hamara Finance Services, Your Prosperity is our Priority. #hamarafinanceservices #brisbane #CommercialLoans #HamaraFinance #YourProsperityOurPriority #FinanceSolutions #hamarafinance #hamaraloans #FinancialGuidance
๐ Apply, Approve, Repeat with Hamara Finance Services! ๐ At Hamara Finance Services, we're more than just a financial service - we're your partners in prosperity. Our dedicated team is here to guide you through the application process with ease, ensuring a seamless experience from start to finish. With our commitment to quick approvals and transparent communication, you can trust us to help you achieve your financial goals. Join our community of empowered decision-makers and experience the difference with Hamara Finance Services. Apply for your loan today, get approved in record time, and repeat the cycle of success with us by your side. Your prosperity is our priority, and we're here to support you every step of the way. Let's make your financial dreams a reality - together. ๐ผ๐๐ซ #HamaraFinance #ApplyApproveRepeat #YourProsperityOurPriority
๐ Unlock your growth potential with Hamara Finance Services! ๐ Our reliable financing solutions are tailored to your needs, whether you're seeking mortgages, car loans, or venturing into the world of commercial loans. With a Chartered Professional Accountant like Harprit leading the way, navigating the complexities of commercial loans becomes a breeze. Trust us to guide you towards success and prosperity. Your dreams are our priority. ๐ผ๐ฐ #FinanceSolutions #CommercialLoans #YourSuccessOurMission #hamarafinanceservices #brisbane #developmentfinance
This is a fake screenshot,โ the spokesperson told Yahoo Finance. โWhile weโre investing in our digital services, where the majority of customers are engaging with us, we know access to cash remains important and we certainly have no plans to phase out ATMs or stop providing cash.
๐๐ผ ๐๐ผ๐ ๐ธ๐ป๐ผ๐ ๐ฎ๐ฏ๐ผ๐๐ ๐๐ฒ๐น๐ณ-๐ฒ๐บ๐ฝ๐น๐ผ๐๐ฒ๐ฑ? Low Doc Loans Can Help! Being self-employed is rewarding, but income verification for loans can be a hassle. Our low doc financing streamlines the process for you! ๐๐ฒ๐ฟ๐ฒ'๐ ๐๐ต๐ ๐๐ฎ๐บ๐ฎ๐ฟ๐ฎ.๐ฎ๐ ๐ถ๐ ๐ฝ๐ฒ๐ฟ๐ณ๐ฒ๐ฐ๐ ๐ณ๐ผ๐ฟ ๐๐ฒ๐น๐ณ-๐ฒ๐บ๐ฝ๐น๐ผ๐๐ฒ๐ฑ ๐ฏ๐ผ๐ฟ๐ฟ๐ผ๐๐ฒ๐ฟ๐: โ ๐ฆ๐บ๐ผ๐ผ๐๐ต๐ฒ๐ฟ ๐๐ผ๐ฎ๐ป ๐๐ผ๐๐ฟ๐ป๐ฒ๐: We understand your unique situation and offer alternative documentation options. โ ๐๐ฒ๐๐ ๐ฃ๐ฎ๐ฝ๐ฒ๐ฟ๐๐ผ๐ฟ๐ธ: Say goodbye to mountains of paperwork. Ready to learn more? ๐ Call us now: ๐ฌ๐ฐ๐ณ๐ด ๐ต๐ฑ๐ฒ ๐ฎ๐ฒ๐ณ ๐ Visit our website: ๐ต๐ฎ๐บ๐ฎ๐ฟ๐ฎ.๐ฎ๐ Hamara.au - Proud member of the Greater Springfield Chamber of Commerce. #SelfEmployed #LowDocLoans #AlternativeDocumentation #StreamlinedProcess #HomeLoans #FinanceOptions #Entrepreneurship #FinancialFreedom #SmallBusinessLoans #MortgageBroker #EasyFinancing #SimplifyProcess #BusinessOwners #SelfEmployedLife #PaperworkReduction #LoanOptions #SelfEmployedPerks #FlexibleSolutions #DreamHomeGoals #HamaraFinance
๐๐๐ซ๐ฉ๐ซ๐ข๐ญ ๐๐๐ฎ๐ซ ๐๐๐ซ๐ญ๐ข๐๐ข๐ฉ๐๐ญ๐๐ ๐ข๐ง ๐ญ๐ก๐ ๐ ๐ฎ๐ง ๐๐ฎ๐ง ๐๐จ๐ซ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ๐ข๐ง๐ ๐ฐ๐จ๐ฆ๐๐ง ๐ฐ๐ข๐ญ๐ก ๐๐ซ๐๐๐ฌ๐ญ ๐๐๐ง๐๐๐ซ ! We're excited to share that our very own Managing Director, Harprit Kaur, participated in the Fun Run in support of breast cancer research! Harprit joined the amazing participants and crossed the finish line alongside them. ๐๐ฒ๐ฟ ๐ฝ๐ฎ๐ฟ๐๐ถ๐ฐ๐ถ๐ฝ๐ฎ๐๐ถ๐ผ๐ป ๐ฒ๐ ๐ฒ๐บ๐ฝ๐น๐ถ๐ณ๐ถ๐ฒ๐ฑ ๐ผ๐๐ฟ ๐ฐ๐ผ๐บ๐บ๐ถ๐๐บ๐ฒ๐ป๐ ๐๐ผ ๐ด๐ถ๐๐ถ๐ป๐ด ๐ฏ๐ฎ๐ฐ๐ธ ๐๐ผ ๐๐ต๐ฒ ๐ฐ๐ผ๐บ๐บ๐๐ป๐ถ๐๐. We're proud to have a leader who inspires us through their actions. ๐ ๐ฏ๐ถ๐ด ๐๐ต๐ฎ๐ป๐ธ ๐๐ผ๐ ๐๐ผ ๐๐ฎ๐ฟ๐ฝ๐ฟ๐ถ๐ ๐ณ๐ผ๐ฟ ๐ท๐ผ๐ถ๐ป๐ถ๐ป๐ด ๐๐ต๐ถ๐ ๐ถ๐บ๐ฝ๐ผ๐ฟ๐๐ฎ๐ป๐ ๐ฒ๐๐ฒ๐ป๐! #FunRun #BreastCancerResearch #GivingBack #ProudMD
Owning a home is a keystone of wealth, symbolizing financial prosperity and emotional stability. At Hamara Finance Services, we understand the significance of such a milestone in your life. Our dedicated team is here to guide you through the intricate world of mortgages, ensuring you make informed decisions with confidence. With our personalized and innovative financial solutions, we transform your dreams of homeownership into a reality. Your prosperity is our priority, and we are committed to empowering you every step of the way. Trust in us to make your journey to homeownership a smooth and rewarding one. #HamaraFinance #ApplyApproveRepeat #YourProsperityOurPriority #brisbane #hamarafinanceservices #CommercialLoans #FinanceSolutions
๐ก Unlocking Your First Home: A Guide to First Home Buyer Loans with Hamara Finance ๐ก Embarking on the journey to homeownership is a significant step, and at Hamara Finance, we're here to be your guiding light. We understand that navigating the world of mortgages as a first-time buyer can be overwhelming, but fear not โ we've designed our First Home Buyer Loan with you in mind. Why Hamara Finance? ๐ Flexible Terms: Your financial journey is unique, and so are our loan terms. We tailor our solutions to adapt to your specific situation and budget. ๐ฐ Competitive Rates: Saving money matters. That's why we offer competitive interest rates, ensuring your monthly repayments work in your favor over the long term. ๐ค Supportive Guidance: Our dedicated team is with you every step of the way โ from pre-approval to settlement. We provide clear answers to your questions, ensuring you feel confident and informed. What Sets Us Apart? ๐ฏ Tailored Solutions: We delve into your financial goals and circumstances, recommending the best loan option crafted just for you. ๐ Streamlined Process: We've simplified the application process, making it fast and efficient. Focus on finding your dream home while we handle the paperwork. ๐ Transparent Communication: Honesty is our policy. With clear and open communication, you'll always know where you stand. Contact our friendly team today at ๐๐ฌ๐ฐ๐ณ๐ด ๐ต๐ฑ ๐ฒ๐ฎ๐ฒ๐ณ or visit our website at ๐๐๐๐.๐ต๐ฎ๐บ๐ฎ๐ฟ๐ฎ.๐ฎ๐ to explore more about our First Home Buyer Loan. Let Hamara Finance be your partner in turning the dream of owning your first home into a reality! ๐๐๏ธ #FirstHomeBuyer #HomeownershipJourney #HamaraFinance #DreamHomeReality
๐ Your new car is just a step away with Hamara Finance Services by your side! ๐๐จ Our innovative and solution-focused approach ensures that you get the best financial guidance for your needs. Trust us to transform your aspirations into achievements. Your Prosperity our Priority. ๐ Contact: 0478 956 267 #NewCar #FinancialGuidance #hamarafinance #carfinance #internationalstudents #students #studentlife #hamaraloans #localbusiness #brisbane #toowoomba
๐จ๐ป๐น๐ผ๐ฐ๐ธ ๐ข๐ฝ๐ฝ๐ผ๐ฟ๐๐๐ป๐ถ๐๐ถ๐ฒ๐ ๐ฎ๐ ๐ข๐๐ฟ ๐ฅ๐ฒ๐ณ๐ฒ๐ฟ๐ฟ๐ฎ๐น ๐ฃ๐ฎ๐ฟ๐๐ป๐ฒ๐ฟ & ๐ฅ๐ฒ๐ฎ๐ฝ ๐๐ต๐ฒ ๐ฅ๐ฒ๐๐ฎ๐ฟ๐ฑ๐! ๐ Ready to elevate your income and forge meaningful connections? Our referral program is tailor-made for you! ๐๐ ๐ฎ ๐๐ฎ๐น๐๐ฒ๐ฑ ๐ฝ๐ฎ๐ฟ๐๐ป๐ฒ๐ฟ ๐๐ถ๐๐ต ๐๐ฎ๐บ๐ฎ๐ฟ๐ฎ.๐ฎ๐, ๐๐ผ๐'๐น๐น ๐ฒ๐ป๐ท๐ผ๐: ๐ฐ ๐๐ฎ๐ฟ๐ป ๐ฎ๐ฑ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ถ๐ป๐ฐ๐ผ๐บ๐ฒ: Recommend our top-notch services to your network and earn rewards for every successful referral. ๐ ๐๐ ๐ฝ๐ฎ๐ป๐ฑ ๐๐ผ๐๐ฟ ๐ป๐ฒ๐๐๐ผ๐ฟ๐ธ: Connect with like-minded individuals, fostering a robust community for sharing valuable leads. ๐ค ๐ ๐๐๐๐ฎ๐น๐น๐ ๐ฏ๐ฒ๐ป๐ฒ๐ณ๐ถ๐ฐ๐ถ๐ฎ๐น ๐ฝ๐ฎ๐ฟ๐๐ป๐ฒ๐ฟ๐๐ต๐ถ๐ฝ: It's a win-win! You pocket extra cash, and we welcome valuable new clients. Reach out to us today to dive into the program details and kickstart this exciting journey! ๐ Phone: ๐๐๐๐ ๐๐๐ ๐๐๐ ๐ Website: Hamara.au: ๐๐๐.๐๐๐๐๐๐.๐๐ #ReferralProgram #PartnershipOpportunity #Hamara #ReferralRewards #IncomeOpportunity #NetworkExpansion #WinWinPartnership #CommunityConnections #ExtraCashInYourPocket #ValuableLeads #HamaraReferral #FinancialRewards #NetworkEngagement #MutuallyBeneficial #JoinUsNow #ReferralSuccess #ElevateYourIncome #MeaningfulConnections #CashInYourPocket #ReferralJourney #TopNotchServices #ReferralCommunity #ReferralPartnership #FinancialOpportunity #SuccessfulReferrals #DiveIntoDetails #KickstartYourJourney
๐ Thinking About Refinancing? ๐ In a world where financial flexibility is key, refinancing might just be what you need! ๐ Reduce your monthly payments, consolidate debt, or unlock equity in your home with Hamara Finance Services. Why Refinance? ๐ Lower Interest Rates ๐ผ Debt Consolidation ๐ฐ Unlock Equity ๐ Loan Term Adjustments Choose Hamara Finance Services: Tailored Refinancing Solutions โ๏ธ Competitive Rates โ๏ธ Expert Advice โ๏ธ Hassle-Free Process โ๏ธ Refinancing can provide the financial breathing room you need. Let's explore how we can support your goals and potentially save you money! ๐๐ฉ Contact us today to discuss your options and how we can help you achieve financial freedom. Visit ๐ www.hamara.au or ๐ฒ DM us at 0478 956 267 for a no-obligation consultation! #HamaraFinanceServices #RefinanceWithHamara #SmartSavings #DebtConsolidation #UnlockEquity #FinancialGoals #AchieveYourDreams #FinancialFreedom
๐๐ ๐๐ข๐ฌ๐๐จ๐ฏ๐๐ซ ๐ ๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐ ๐ซ๐๐๐๐จ๐ฆ ๐ฐ๐ข๐ญ๐ก ๐๐๐ฆ๐๐ซ๐ ๐ ๐ข๐ง๐๐ง๐๐ ๐๐๐ซ๐ฏ๐ข๐๐๐ฌ! ๐ Are you dreaming of owning your perfect home ๐ก, driving off in your dream car ๐, or launching the project that's been on your mind for years? Your dreams are within reach with Hamara Finance Services! At Hamara Finance Services, we specialize in: โข ๐ Home Loans โข ๐ Car Loans โข ๐ Vehicle Loans โข ๐๏ธ Development Project Loans Why choose us? โข ๐ผ Personalized Solutions: We understand that every client's needs are unique, and we're here to offer tailored financial solutions. โข ๐ Competitive Rates: Access some of the best rates in the market, making your loan affordable. โข ๐ Fast Processing: We value your time. Our team works diligently to ensure your loan application is processed quickly and efficiently. โข ๐ค Trusted Advice: With years of experience and a deep understanding of the finance industry, we're your partners in making informed financial decisions. ๐ Whether you're in Springfield Lake, Ripley, Springfield, Augustine Heights, Brookwater, South Ripley, Spring Mountain, Redbank Plains, Pallara, or Forest Lake, Plainsland, Fernvale, Gatton, Toowoomba, we're here to support your financial journey. โจ Ready to take the next step? โจ Contact us today to discuss your financial needs and how we can help you achieve your dreams! ๐๐ฉ ๐ www.hamara.au or ๐ฒ DM us to 0478 956 267 #HamaraFinanceServices #HomeLoans #CarLoans #ProjectFinancing #AchieveYourDreams #FinancialFreedom
๐๐จ๐ง๐ฌ๐ข๐๐๐ซ๐ข๐ง๐ ๐๐ง ๐๐ง๐ฏ๐๐ฌ๐ญ๐ฆ๐๐ง๐ญ ๐๐ซ๐จ๐ฉ๐๐ซ๐ญ๐ฒ? ๐๐๐ญ ๐๐๐ฆ๐๐ซ๐ ๐๐๐ฅ๐ฉ! ๐ ๐ฐ Dreaming of building wealth through real estate? Owning an investment property can be the key to your financial goals, but securing funds can be challenging. Enter Hamara! ๐ They specialize in helping individuals like you navigate the process of obtaining the financial resources needed for your investment property. ๐๐จ๐ฐ ๐๐๐ฆ๐๐ซ๐ ๐๐๐ง ๐๐ฌ๐ฌ๐ข๐ฌ๐ญ ๐ฒ๐จ๐ฎ: ๐ ๐๐ฑ๐ฉ๐๐ซ๐ญ๐ข๐ฌ๐: Their team guides you through financing options tailored to your situation and goals. ๐ ๐๐ญ๐ซ๐๐๐ฆ๐ฅ๐ข๐ง๐๐ ๐๐ซ๐จ๐๐๐ฌ๐ฌ: Simplifying financing, saving you time and effort. ๐ค ๐๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ:They're there to answer questions and provide ongoing support. Ready to take the next step? Visit Hamara's website: www.hamara.au contact them directly to discuss your investment property goals and turn them into reality. ๐โจ #InvestmentProperty #FinancialGoals #RealEstateInvesting #HamaraHelps
๐โจ ๐น๐๐๐๐๐๐ ๐ผ๐ ๐๐๐๐ ๐ซ๐๐๐๐๐: ๐ถ๐๐ ๐๐๐๐ ๐ซ๐๐๐๐ ๐ช๐๐ ๐๐๐๐ ๐ฏ๐๐๐๐๐ ๐ญ๐๐๐๐๐๐ ๐บ๐๐๐๐๐๐๐! ๐Our flexible and tailored solutions are designed to fit your unique financial journey, making that dream car a reality. ๐๐จ ๐๐๐ซ๐'๐ฌ ๐ฐ๐ก๐๐ญ ๐ฆ๐๐ค๐๐ฌ ๐ฎ๐ฌ ๐๐ข๐๐๐๐ซ๐๐ง๐ญ: ๐ฐ ๐พ๐ค๐ข๐ฅ๐๐ฉ๐๐ฉ๐๐ซ๐ ๐๐ฃ๐ฉ๐๐ง๐๐จ๐ฉ ๐ง๐๐ฉ๐๐จ: Get the best value for your money. ๐๏ธ ๐๐๐จ๐ฉ ๐๐ฃ๐ ๐๐๐จ๐ฎ ๐๐ฅ๐ฅ๐ก๐๐๐๐ฉ๐๐ค๐ฃ ๐ฅ๐ง๐ค๐๐๐จ๐จ: Get loan-approved with in a short time and drive away sooner. ๐ค ๐ฟ๐๐๐๐๐๐ฉ๐๐ ๐จ๐ช๐ฅ๐ฅ๐ค๐ง๐ฉ ๐ฉ๐๐๐ข: We're here to guide you every step of the way. Ready to take the wheel of your dream? ๐ Call us at ๐๐๐๐ ๐๐๐ ๐๐๐ to find out more. Visit our website at ๐ฐ๐ฐ๐ฐ.๐ก๐๐ฆ๐๐ซ๐.๐๐ฎ #HamaraFinanceServices #CarLoans #DreamCar #OwnYourDreams #FlexibleSolutions #CompetitiveRates #FastAndEasy #DedicatedSupport
๐ ๐ฌ๐๐๐๐๐๐๐ ๐ต๐๐๐ ๐๐๐๐ ๐ฏ๐๐๐๐๐ ๐ญ๐๐๐๐๐๐ ๐บ๐๐๐๐๐๐๐! ๐ Looking to turn your dreams into reality? Look no further! Hamara Finance Services is here to empower your aspirations with a range of financial solutions tailored just for you. ๐ฐโจ Explore our comprehensive services: ๐ก ๐ฏ๐๐๐ ๐ณ๐๐๐: Make your dream home a reality. ๐ ๐ช๐๐ ๐ณ๐๐๐: Hit the road in your dream car. ๐ผ ๐ท๐๐๐๐๐๐๐ ๐ณ๐๐๐: Achieve your personal goals with ease. ๐ ๐น๐๐๐๐๐๐๐๐: Optimize your existing loans for better terms. ๐ข ๐ฉ๐๐๐๐๐๐๐ ๐ณ๐๐๐:Fuel the growth of your enterprise. ๐ ๐จ๐๐๐๐ ๐ญ๐๐๐๐๐๐: Unlock potential with financing for assets. ๐ณ ๐ซ๐๐๐ ๐ช๐๐๐๐๐๐๐ ๐๐๐๐๐: Streamline your finances and breathe easy. At Hamara Finance Services, we are dedicated to providing you with flexible, reliable, and customer-centric financial solutions. Your dreams, our commitment! ๐ช๐ผ Ready to embark on a journey towards financial success? Contact us today! ๐ Call us at ๐๐๐๐ ๐๐๐ ๐๐๐ ๐ Visit our website: www.hamara.au Let Hamara Finance Services be your partner in progress! ๐ผ๐ณ #hamarafinance #financialfreedom #LoanSolutions #DreamsRealized
๐ Major Rate Cuts Announced! ๐ Good news for home buyers! ๐กโจ ๐น Macquarie Bank, AMP, and BOQ have made significant cuts to their fixed home loan rates. ๐ฐ ๐น Itโs a perfect time to consider your home buying options with more affordable rates. ๐ ๐น Whether youโre a first-time buyer or looking to refinance, these rate cuts could benefit you. ๐ At Hamara Finance Services, weโre here to help you navigate these changes and find the best loan option for your needs. Our expert team is always ready to provide you with personalized advice and support. ๐ค ๐ Stay updated with us for the latest in finance and home loan opportunities. ๐ฌ DM us today to learn how these rate cuts can benefit you! #HomeLoans #RateCut #FinanceNews #HamaraFinance #HomeBuying #mortgagebroker #homeloan #carloan
Wishing you all the warmth, joy, and prosperity that Lohri brings! ๐ฅโจ At Hamara Finance Services, we celebrate the spirit of new beginnings and financial growth. May this Lohri light up your path to financial success, and may your dreams take flight like the soaring bonfire. As we embark on this journey together, let's achieve your financial goals and make every season a season of abundance. Happy Lohri to you and your loved ones! #HamaraFinanceServices #LohriWishes #FinancialProsperity #NewBeginnings
"Confidence is Key! ๐โจ Before you embark on your property shopping journey, make sure you have the power of pre-approval on your side. ๐ผ๐ผ With a pre-approved mortgage, you can shop for your dream home with confidence, knowing you have the financial backing to make it yours. ๐ ๐ฐ Don't wait for surprises, secure your pre-approval today and let's navigate the market together! ๐๐ #HamaraMortgageServices #PreApprovalPower #ShopWithConfidence #YourDreamHomeAwaits"
"Calling all renters! ๐ข๐ Did you know that every month you're paying a mortgage, but unfortunately, it's not your own? ๐ฒ Take control of your future and start building equity in YOUR dream home. ๐ ๐ฐ Let's turn your rental payments into an investment in your own property and secure your financial future. Reach out to us today and let's make homeownership a reality for you! ๐โจ #HamaraMortgageServices #RentingVsBuying #BuildEquity #HomeownershipGoals"
"Ready to make your homeownership dreams a reality? ๐ญ๐ Ask me how to become a homeowner and let's start the journey together! At Hamara Mortgage Services, we're here to provide expert guidance and personalized solutions to help you achieve your goal of owning a home. Whether you're a first-time buyer, a growing family, or a new migrant, we have the knowledge and experience to navigate the complexities of the mortgage process. From finding the right loan to securing favorable rates, we'll be with you every step of the way. Don't let your dreams remain just dreams. Let's turn them into keys and open the door to your new home! Contact us today to learn more. #HamaraMortgageServices #HomeownershipJourney #AskMeHow #DreamHome #KeysToYourFuture"
Happy Mother's Day to all the incredible moms out there! ๐ Today, we celebrate the unwavering love, dedication, and strength that mothers bring to our lives. They are the heart and soul of our families, and their sacrifices and nurturing nature deserve our utmost appreciation. At Hamara Mortgage Services, we understand the importance of family and creating a secure home for your loved ones. We're here to support you in making your dream of owning a home a reality, just as mothers support their families in every way possible. To all the hardworking moms, we admire your resilience and applaud your commitment to your family's well-being. Thank you for everything you do, today and every day. If you're a mom dreaming of providing a safe and comfortable home for your family, we're here to help. Our dedicated team of mortgage experts will guide you through the process, ensuring you find the perfect loan to suit your unique needs. Happy Mother's Day! ๐ธ #mothersday #hamaramortgageservices #dreamhome #familyfirst
As we reflect on the sacrifices made by our brave ANZAC soldiers, Hamara Mortgage Services would like to take a moment to express our gratitude and appreciation for their service. Today, we honour the ANZAC spirit and the values of courage, mateship, and sacrifice that continue to inspire us all. Lest we forget. #ANZACday #LestWeForget #HamaraMortgageServices #Brisbane #MortgageBroking
Mortgage borrowers received a reprieve from the interest rate rise in Australia. The Reserve Bank of Australia did not increase the cash rate and held it steady after 10 consecutive rate rises. The cash rate target remains at 3.6 per cent. This reprieve could be more permanent than temporary as some experts believe. ๐ #cashrate #RBA #mortgagebroker #houseloan
๐ โจYour trusted mortgage experts in Brisbane, empowering you to achieve your home loan and commercial loan dreams.
Don't miss out on the celebration of the year! ๐โจ Hamara Finance is ecstatic to...
What Interest Rate Am I Eligible For, And What Is The Maximum Amount I Can...
7 Essential Tips for First Home Buyers 1. Verify your eligibility for a home loan....
Think your income or financial history is holding you back from the property market? You...
Can I lock in my mortgage interest rate between now and settlement? Yes, you can!...
Lenders have been updating their serviceability calculator based on: - Taxation rates and income tiers...
Discover the value of a security substitution in Australia, allowing you to transfer your loan...
๐ Understanding Superannuation Beneficiaries: Key Considerations Here are important points to consider when nominating your...
Selling an Investment Property? Here's How Super Can Help Offset Capital Gains Tax Selling an...
How Can an Offset Account Help Reduce Your Loan? ๐ ๐ธ What is a mortgage offset...
Top 10 Questions to Ask Your Mortgage Broker: If youโre seeking an Australian home loan,...
Mortgage brokers often work closely with lenders, so they may have access to insider knowledge,...
Unlock Your Business Potential with a Commercial Loan A commercial loan is designed to help...
๐ฟ Understanding Green Car Loans: Benefits and Eligibility ๐ Explore the advantages of green car...
Find the Right Car Loan with Hamara Finance Are you looking to buy a car...
Stage 3 Tax Cuts: How Will They Affect Your Borrowing Capacity? Starting 1 July, the...
๐ June 2024 RBA Meeting Update ๐ Economists from Australia's major banks believe the Reserve...
When Will Interest Rates Finally Come Down? Expert Forecasts Explained ๐ Key Points: - ๐...
๐ Don't panic! Avoid these common car loan mistakes for a smooth and straightforward process....
How to Increase Your Borrowing Capacity Your borrowing capacity is crucial when buying a home...
๐ Reasons why a small business can find it difficult to obtain finance: - Difficulties...
As a first-term home buyer, you might wonder: ๐ค 1. How much can I borrow?...
Here are 3 common mortgage mistakes for investment property in Australia: ๐ **Overstretching Affordability:** Mistake:...
Despite a decline in borrowing activity during the March quarter, it's promising to see Queensland...
Happy Mother's Day ๐ธ #Mothersday2024
๐๐๐ฎ๐ง๐๐ก ๐๐จ๐ฎ๐ซ ๐๐ซ๐๐๐ฆ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐๐๐ฆ๐๐ซ๐ ๐ ๐ข๐ง๐๐ง๐๐! Calling all aspiring entrepreneurs! At ๐๐๐ฆ๐๐ซ๐ ๐ ๐ข๐ง๐๐ง๐๐, we believe...
๐ข Breaking News: RBA Keeps Cash Rate Steady at 4.35% ๐ข The Australian Reserve Bank...
๐ ๐๐ผ๐ป'๐ ๐น๐ฒ๐ ๐๐ผ๐๐ฟ ๐ฑ๐ฟ๐ฒ๐ฎ๐บ ๐ฐ๐ฎ๐ฟ ๐๐๐ฎ๐ ๐ท๐๐๐ ๐ฎ ๐ฑ๐ฟ๐ฒ๐ฎ๐บ! ๐ Tired of longing for...
Happy International Labour Day! Today, we celebrate the hard work and dedication of workers around...
๐๏ธReflecting on the bravery and sacrifice of the ANZACs who served countries. Their memory will...
๐ ๐พ๐๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐?โ Don't worry, we've got you covered!...
๐ ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ถ๐ ๐ฒ๐ฑ ๐๐ผ๐ฎ๐ป ๐ง๐ฒ๐ฟ๐บ ๐๐ผ๐บ๐ถ๐ป๐ด ๐๐ผ ๐ฎ๐ป ๐๐ป๐ฑ? ๐ Don't miss out on...
๐ ๐๐'๐ซ๐ ๐๐๐ฅ๐๐๐ซ๐๐ญ๐ข๐ง๐ ๐-๐๐ญ๐๐ซ ๐๐ฑ๐๐๐ฅ๐ฅ๐๐ง๐๐! ๐ We are thrilled to share some fantastic feedback from...
๐๐๐ฏ๐๐ซ๐๐ ๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐๐๐ ๐๐จ๐ซ ๐ ๐ซ๐จ๐ฐ๐ญ๐ก: ๐๐ง๐ฏ๐๐ฌ๐ญ ๐ฌ๐ฆ๐๐ซ๐ญ๐๐ซ ๐ฐ๐ข๐ญ๐ก ๐๐๐๐ ๐๐จ๐๐ง๐ฌ! ๐๐ก๐ข๐ง๐ค๐ข๐ง๐ ๐๐๐จ๐ฎ๐ญ ๐ฎ๐ฌ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐๐๐ ...
๐จ ๐ฏ๐๐๐ ๐๐ ๐ ๐๐๐๐๐๐! ๐ฉ๐๐๐๐๐ ๐ ๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐, ๐๐๐'๐ ๐๐๐๐ ๐๐๐๐๐. ๐ผ๐ฐ Investment...
Unlocking the door to your first home just got easier with Hamara Finance Services. Our...
๐ก๐ผ ๐๐๐ฏ๐ข๐ ๐๐ญ๐ข๐ง๐ ๐๐ญ๐๐ฆ๐ฉ ๐๐ฎ๐ญ๐ฒ ๐ข๐ง ๐๐ฎ๐๐๐ง๐ฌ๐ฅ๐๐ง๐ ๐๐ฎ๐ฌ๐ญ ๐๐จ๐ญ ๐๐๐ฌ๐ข๐๐ซ! - ๐๐ฌ๐ ๐จ๐ฎ๐ซ ๐๐๐ฅ๐๐ฎ๐ฅ๐๐ญ๐จ๐ซ ๐ผ๐ก ๐๐๐ค๐...
๐ฉบ ๐จ๐๐๐๐๐๐๐๐ ๐๐๐ ๐ต๐๐๐๐๐! ๐ก ๐๐๐๐ ๐ ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐ ๐๐๐๐๐! Ready to...
๐ Don't just renew, renegotiate! ๐ At Hamara Finance Services, we believe in empowering you...
๐ฝ๐๐๐๐๐๐๐๐ & ๐ฝ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐ $๐,๐๐๐ ๐ฎ๐๐๐ ๐ญ๐๐๐! ๐ธโจ Ready to refinance your home...
Are you dreaming of owning your own home or expanding your business? Look no further!...
๐ก๐ฐ Exciting News Alert! ๐ก๐ฐ Hey, amazing community! Have you heard about our latest Mortgage...
Unlocking Financial Wisdom! ๐ก Join me, Harprit, your lending specialist at Hamara Finance Services, as...
Happy Easter! May the joy of the season fill your heart with happiness. โจ
๐ฆ๐บ ๐๐ง๐ฅ๐จ๐๐ค ๐ฉ๐ซ๐จ๐ฉ๐๐ซ๐ญ๐ฒ ๐จ๐ฐ๐ง๐๐ซ๐ฌ๐ก๐ข๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐ฎ๐ฉ๐๐ซ-๐๐ง๐ง๐ฎ๐๐ญ๐ข๐จ๐ง! ๐ก Ready to dive into property investment? Your...
At Hamara Finance Services, we understand the significance of pre-approval in your financial journey. Obtaining...
๐โจ What a great experience! ๐ Thank you to Mr Yaju from Indian Communities of...
Are you tired of seeing your rent increase year after year, leaving you uncertain about...
๐ Apply, Approve, Repeat with Hamara Finance Services! ๐ At Hamara Finance Services, we're more...
